Frequently Asked Questions

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Q - When can I enroll in a health insurance policy?

A - If you waived coverage during your first 30 days of employment, you may enroll during open enrollment starting October 1 for an effective date of January 1st. 

Q - When can I enroll in a life insurance policy?

A - You may apply for coverage at any time. However, if you did not enroll during your first 30 days of employment, you must complete an evidence of insurability form and be approved by underwriting before coverage will become effective. 

Q - When can I enroll in vision and/or dental coverage?

A - If you waived coverage during your first 30 days of employment, you may enroll during open enrollment starting October 1 for an effective date of January 1st.

Q - When can I enroll in a flexible spending account?

A - If you waived coverage during your first 30 days of employment, you may enroll during open enrollment starting October 1 for an effective date of January 1st. However, your flexible spending account will not carry over from year to year so you must re-enroll in the FSA every year during open enrollment. 

Q - When can I make changes to my insurance coverage?

A - You may only make changes to your insurance coverage during open enrollment or in the event of an Office of Group Benefits Plan-Recognized Qualified Life Event.

Q - When does my insurance start?

A - The effective day of coverage for new hires whose employment begins on the first of the month will be the first day of the following month. If employment begins on the second day of the month or later, coverage is effective the first day of the next month after 30 days of employments. An employee who transfers employment should complete a transfer from within 30 days. 

Ex:

If employment begins: September 1

Coverage begins: October 1

If employment begins: September 2-30

Coverage begins: November 1

Q - When will I receive my insurance cards?

A - You should receive your insurance cards within 30 days of enrollment. 

Q - How much will I contribute to my retirement annually?

A - Contributions to state retirement vary depending on an employees hire date and retirement option. For more details, please see the Retirement section of the ULM HR Benefits website.

Q - How do I submit my timesheet while on FMLA?

A - You may enter your time online in Banner or submit a paper timesheet to The Office of Human Resources.