Default Prevention
Review Your Federal Student Loans
The National Student Loan Data System Maintains information about all your Federal
Student Loans. This site allows you to access the total amount of every loan, who
your lender is, and the status of your loan.
The U.S. Department of Education provides students with information on loan repayment
and consolidation. Understanding how you repay your loans can go a long way toward
building a solid financial foundation.
The myeddebt.ed.gov site is intended to be the centralized web portal for any information
and activities related to defaulted education debt for the U.S. Department of Education.
If you are a loan borrower or grant recipient with defaulted federal education debt
that you have not repaid per your loan or grant requirements that are now in a defaulted
status, use this Web site for information and tools to help you resolve your debt.
You can view a summary/overview of your defaulted debt amount, your payment history
on your defaulted federal education debt, and options for resolving your debt. You
can also access forms that you can download; submit requests for hearings, reviews,
and discharges; and submit complaints.
This site is your source for information from the U.S. Department of Education about
how to manage your student loans.
Provides no-nonsense information to help you handle your student loan debt, avoid
default, and focus on what really matters- your future. Edfinancial Services is dedicated
to helping students successfully manage the increasing cost of higher education.
American Student Assistance is a private nonprofit whose public purpose mission is
to empower students and alumni to successfully manage and repay their collage loan
debt. They do this by providing student loan education, and enabling the development
of financial competencies through the use of innovative web-based tools and trusted,
neutral advice - all free of charge to students and alumni.
YouCanDealWithIt.com provides practical and east-to-understand advice on how to deal
with common financial situations facing today's college students and recent graduates,
such as:
- Understanding student aid, including the repayment of student loans
- Learning effective money management, including setting a budget
- Dealing with the dangers of credit cards while enjoying the benefits
Financial Tools
This Federal Trade Commission (FTC) website is a one-stop national resource to learn
about the crime of identity theft. It provides detailed information to help you deter,detect,
and defend against identity theft. On this site consumers can learn how to avoid
identity theft-and learn what to do if their identity is stolen.
Mint is a free budget tool that can be accessed either from your computer or smartphone.
Mint automatically pulls all your financial information into one place, so you can
finally get the entire picture.
AnnualCreditReport.com is a centralized service for consumers to request free annual
credit reports. It was created by the three nationwide consumer credit reporting
companies- Equifax, Experian, and TransUnion. AnnualCreditReport.com provides consumers
with the secure means to request and obtain a free credit report once every 12 months
from each of the three nationwide consumer credit reporting companies in accordance
with the Fair and Accurate Credit Transactions Act (FACT Act).
Use Pocketsmith financial tool to help keep track of upcoming bills, and set financial
goals for the future. Pocketsmith is all about goal setting. Its calendar-based
set up lets you project into the future, as well as allowing you to quickly compare
your monthly and annual spending with your actual income.
Digitize and organize your receipts and expenses with the help of Shoeboxed. This
financial tool can help you save all of your receipts, and can be a valuable expense
tracking tool. It also makes a great tool for helping you organize your receipts
for taxes.
Student Connections, powered by USA Funds, is a non-profit organization that partners
with colleges and universities to help students find the best solution to their loan
challenges.
The Public Service Loan Forgiveness (PSLF) Program allows eligible borrowers to cancel
the remaining balance of their Direct Loans.
Please contact your lender for information on qualifying for PSLF.
Office of Financial Aid